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Geoffrey M. White
Office Member-in-Charge
Louisville, KY
Office Member-in-Charge
Louisville, KY
Geoff represents borrowers, developers, owners, investors, lenders, loan servicers, and managers in the financing, workout, servicing, purchase, sale, development and management of commercial real estate properties. He previously served as the Real Estate Service Team Leader at Frost Brown Todd and currently serves as the Member-in-Charge of the firm’s Louisville office. In addition, he is an active member of the firm’s Multifamily Industry Team focusing on market rate and work force housing.
Geoff has represented life insurance companies, CMBS loan originators, national banks and FHA-insured (HUD) lenders in closing billions of dollars in loans in forty-one states. He has also represented publicly traded REITs, national real estate investors and developers, and regional and local developers in closing billions of dollars of CMBS, mortgage REIT, mezzanine, life insurance company, national bank, FHA-insured (HUD), Fannie Mae DUS, and Freddie Mac loans in over twenty states. These loans have been for the new construction, purchase or refinancing of multifamily housing, hotels, offices, retail centers, medical offices, industrial properties, senior housing, nursing homes and assisted living facilities. Geoff has also represented borrowers, special servicers, life insurance companies and FHA-insured lenders in connection with a multitude of servicing related matters for both distressed and performing assets.
Geoff is a member of the American College of Real Estate Lawyers. He is listed in the Best Lawyers in America® 2014-2020, Kentucky Super Lawyers® 2013-2020 and is AV® Rated, Martindale-Hubbell®. He is also listed in Chambers USA® America’s Leading Lawyers for Business, 2011-2020, where he was noted for his particular expertise in real estate finance with sources stating, “He provides sophisticated counsel in real estate issues…and has a varied practice, acting for investment trusts and developers in financing, servicing and land purchasing.”
Serves as the Senior Real Estate Counsel for The Champion Companies where he has led a team of over 20 lawyers and paralegals in approximately 25 transactions involving thousands of market rate multifamily apartment units in the past five years.
Represented a publicly traded hotel REIT client in closing nearly $500 million in loans and approximately $150 million in acquisitions from a variety of lenders on properties located in, Arlington, Virginia, Atlanta, Georgia, Houston, Texas, Philadelphia, Pennsylvania, Miami, Florida, Jacksonville, Florida, Tampa, Florida, Raleigh, North Carolina, Wilmington, North Carolina, and Jeffersonville, Indiana (Louisville, Kentucky market).
Managed a team of 17 attorneys and paralegals representing a national developer in closing the financing of a luxury hotel in the Mid-South with a complicated combination of equity and debt financing exceeding $150 million.
Led a team of over a dozen attorneys and paralegals in closing a 24 property self-storage CMBS loan transaction for a lender client approximately six weeks after the term sheet was executed.
Managed a team of five attorneys closing 17 FHA-insured loans totaling approximately $100 million for a nursing home REIT client in Ohio, Indiana and Kentucky utilizing Section 232 LEAN processing.
Led a team of 15 attorneys in closing on the refinancing of debt on Westport Village, a retail center in Louisville, Kentucky, with a CMBS and mezzanine loan that collectively totaled $25.3 million two weeks after securing the engagement and within the client’s strict budget.
Represented life insurance company lender closing a two-tiered $150 million portfolio of cross-collateralized loans secured by seven properties located in six different states, including one single tenant property that achieved LEED Gold certification for commercial interiors.
Represented CMBS special servicer client in closing (a) a deed in lieu of foreclosure of a full-service hotel property in Louisville, Kentucky that included a de-flagging and re-flagging of the hotel at the closing and (b) the subsequent sale of the hotel that included the de-flagging, closing and re-flagging of the hotel.
Assisted life insurance company lender in multi-tiered loan modification for a retail property with mortgage and mezzanine loans totaling $25.7 million following bankruptcy of two national tenants in order to introduce two replacement national tenants to anchor the project.
Represented CMBS lender closing a $69.5 million loan secured by a full-service hotel featuring historic tax credits.
University of Michigan Law School, J.D., 2003, cum laude
Mary Washington College, B.A., 2000, magna cum laude
Geoff graduated cum laude from the University of Michigan Law School in 2003 and magna cum laude from Mary Washington College in 2000 where he double majored in history and political science.
Chambers USA, Real Estate, 2011-2021
Kentucky Super Lawyers® 2013-2018, 2020
The Best Lawyers in America© 2014-2019
AV® Rated, Martindale-Hubbell®
Frost Brown Todd Mentor of the Year, 2010, 2012
Kentucky Board of Housing, Buildings and Construction, 2015-2016 (appointed by Governor Beshear)
Leadership Louisville Center, 2010 “Connector”
Louisville Business First 2009 Forty Under 40 Award Winner
LEED Green Associate™ accreditation received, 2009
American Bar Association, Member
American College of Real Estate Lawyers, Member
Greater Louisville Inc. (GLI), the Metro Chamber of Commerce, Member
International Council of Shopping Centers, Member
Kentucky Bar Association, Member
Louisville Bar Association, Member, Real Estate Section Chair, 2014
Mortgage Bankers Association, Originations Council and Servicers Council, Member
American Red Cross – Louisville Chapter, founding members of the Crossing Generations Society
Farmington Historic House, Board of Regents, 2008-2009
Focus Louisville, Class of 2008 (Leadership Louisville Center)
Greater Louisville Inc. (GLI), Board of Directors, 2010-2011
Ignite Louisville, Class of 2010 (Leadership Louisville Center)
Kentucky Board of Housing, Building and Construction, 2015-2016
March of Dimes, Greater Kentucky Chapter, REACH Award Committee 2014-2015
Leadership Louisville Center, Board of Directors, 2010-2011
Louisville Energy Alliance (LEA), Board of Directors, 2011-2014
University of Michigan Alumni Association, Louisville Chapter, Board of Directors, 2007-2011
Young Professionals Association of Louisville (YPAL), Board of Directors, 2008-2012
Member-in-Charge, Louisville office
Sustainability Committee, Member and former Chair
Geoff frequently presents on legal issues impacting the real estate industry at local, regional and national seminars. He has made continuing education presentations for lawyers, real estate professionals, engineers, architects and accountants for the following organizations: the International Council of Shopping Centers (ICSC), Kentucky Chapter of CCIM (Certified Commercial Investment Member), Louisville Bar Association (LBA), the Building Owners and Managers Association (BOMA), Health Enterprises Network, the American Institute of Architects (AIA), the U.S. Green Building Council (USGBC), the Construction Specifications Institute (CSI), the American Concrete Institute (ACI), Lorman Education Services and the National Business Institute. He has recently discussed real estate finance, sustainability issues for retail properties, lender liability, green leasing and ethics in real estate transactions. He also regularly writes articles on a variety of commercial real estate issues in business journals and legal periodicals.
January 22, 2021 | Coronavirus Response Team
December 27, 2020 saw the passage of the Economic Aid to Hard-Hit Small Businesses, Non-Profits, and...
December 10, 2020 | Press Releases
Super Lawyers, a Thomson Reuters business, awarded 40 Frost Brown Todd attorneys with its top two re...
August 27, 2020 | Coronavirus Response Team
As COVID-19 related governmental orders continue to be implemented and extended across the U.S., som...
August 21, 2020 | Press Releases
Includes 15 “Lawyers of the Year” and 23 “Ones to Watch” A total of 183 Frost Brown Todd (FB...
August 4, 2020 | Coronavirus Response Team
On July 29, 2020, Texas Congressman Van Taylor introduced the Helping Open Properties Endeavor Act o...
July 27, 2020 | Press Releases
Chambers and Partners® has recognized 44 of Frost Brown Todd’s attorneys and 16 of the firm’s p...
July 14, 2020 | Coronavirus Response Team
The commercial real estate finance industry continues to be significantly impacted by the ongoing CO...
June 30, 2020 | Coronavirus Response Team
As the COVID-19 pandemic has continued throughout the United States, the U.S. Department of Housing ...
May 20, 2020 | Coronavirus Response Team
This is part of our Commercial Real Estate Finance COVID-19 Impact Series, which is aimed at providi...
May 1, 2020 | Coronavirus Response Team
This is part of our Commercial Real Estate Finance COVID-19 Impact Series, which is aimed at providi...
April 24, 2020 | Coronavirus Response Team
The ongoing COVID-19 pandemic continues to impact all areas of the economy, but retail shopping cent...
April 20, 2020 | Coronavirus Response Team
Like other areas of commercial lending, loans insured by the Department of Housing and Urban Develop...
April 15, 2020 | Coronavirus Response Team
The ongoing COVID-19 pandemic has affected all areas of the economy, and the hospitality industry wa...
March 26, 2020 | Coronavirus Response Team
In addition to the actions taken by the Federal Housing Authority (FHA) and the Department of Housin...
November 27, 2019 | Press Releases
Super Lawyers, a Thomson Reuters business, awarded 47 Frost Brown Todd attorneys with its top two re...
August 15, 2019 | Press Releases
Twenty-two earn additional “Lawyer of the Year” title A total of 169 Frost Brown Todd (FBT) atto...
May 14, 2019 | Press Releases
Chambers and Partners® has recognized 56 of Frost Brown Todd’s attorneys and 15 of the firm’s p...
August 15, 2018 | Press Releases
Frost Brown Todd (FBT) is honored to announce that 163 of the firm’s attorneys have been recognize...
May 3, 2018 | Press Releases
Chambers and Partners® has recognized 57 of Frost Brown Todd’s attorneys and 11 of the firm’s p...
December 6, 2017 | Press Releases
Frost Brown Todd is pleased to announce that 43 of its attorneys have been recognized in the 2018 ed...
August 15, 2017 | Press Releases
Frost Brown Todd (FBT) announces that 161 of the firm’s attorneys have been recognized in the 2018...
June 7, 2017 | Press Releases
Chambers and Partners® has recognized 63 of Frost Brown Todd’s attorneys and 10 of the firm’s p...
February 15, 2017 | Publications
Enforcement of a new ordinance requiring property owners to register rental housing in Metro Louisvi...
February 15, 2017 | Blogs
Enforcement of a new ordinance requiring property owners to register rental housing in Metro Louis...
August 15, 2016 | Press Releases
Frost Brown Todd (FBT) would like to congratulate the firm’s 168 attorneys recognized in the 2017 ...
May 27, 2016 | Press Releases
Chambers and Partners® has recognized 63 of Frost Brown Todd’s attorneys and 10 of the firm’s p...
November 18, 2015 | Press Releases
Frost Brown Todd is pleased to announce that 51 of its attorneys have been recognized in the 2016 ed...
August 17, 2015 | Press Releases
Frost Brown Todd (FBT) would like to congratulate the firm’s 175 attorneys recognized in the 2016 ...
May 19, 2015 | Press Releases
Chambers and Partners® has recognized 65 of Frost Brown Todd’s attorneys and 12 of its practice a...
January 14, 2015 | Press Releases
Geoff White has been named member-in-charge of Frost Brown Todd’s Louisville office. White suc...